Holiday RV and Marine- Key Largo, FL Exposed: Surprise Fees, APR Markups, Service Backlogs

Introduction and How This Report Was Produced

AI-powered research tools have systematically collected and analyzed public information to produce this report on Holiday RV and Marine in Key Largo, Florida. The goal is to help RV shoppers understand the dealership’s background, common consumer-reported issues, and risk areas before signing a contract. Public business listings indicate Holiday RV and Marine operates as an independent, single-location dealership in Key Largo, FL—not part of a national RV chain. This report focuses on the Key Largo location only.

Start your own due diligence by reading the dealership’s Google Business Profile reviews, and use “Sort by lowest rating” to see patterns of recent complaints: Holiday RV and Marine – Key Largo, FL (Google Business Profile). If you’ve done business with this location, what happened in your case?

Where to Find Unfiltered Owner Feedback Before You Buy

• Google Reviews (sort by Lowest Rating): Scan complaints by date to identify recent patterns at the Key Largo location. Use this link: Holiday RV and Marine – Key Largo, FL.
• YouTube consumer investigations: The Liz Amazing channel has become a popular place for buyers to learn how to vet RV dealers. Search her channel for the dealer you’re considering and study her checklists and negotiation tips.
• Facebook RV Brand Groups: Do not rely only on dealership testimonials. Join multiple owner groups specific to the brand and model you’re considering for unfiltered feedback and repair realities. Use this Google search to find brand groups: Find RV brand Facebook groups.
• Owner forums: RVForums, RVForum.net, Good Sam Community, and Reddit communities often reveal persistent service issues and how dealers handle them. We provide a consolidated research link list later in this report.

Have you already bought from the Key Largo store? Tell us how the process went so other shoppers can benefit.

Before You Buy: Insist on a Third-Party RV Inspection

Across the RV industry, buyers frequently report discovering leaks, electrical faults, soft floors, or slide mechanisms out of spec only after they’ve taken the unit home. This can lead to cancellations of camping trips and months of downtime while waiting for the dealer to schedule repairs. Your best leverage comes before you accept delivery. Hire an independent, certified inspector and make the sale contingent on a clean inspection and successful, documented Pre-Delivery Inspection (PDI). If a dealer refuses a third-party inspection by a professional, that is a major red flag—walk away.

• Search locally for inspectors: RV Inspectors near me.
• Bring an inspection checklist and witness a full water, electrical, and propane systems demo on shore power and battery—don’t skip the road test for motorized units.
• Use a moisture meter and thermal camera on used units to detect hidden water intrusion.
• For added background on dealer tactics and inspections, see this helpful resource: Liz Amazing’s RV dealer deep dives.

If you’ve experienced resistance to third-party inspections at the Key Largo store, share what they told you.

Patterns of Consumer Complaints Tied to RV Dealerships Like Holiday RV and Marine – Key Largo

Consumer reports on RV dealership profiles (including the Google Business Profile for the Key Largo location) commonly mention the following pain points. Use the Google link above, sort by Lowest Rating, and look for these themes to see how often they surface and how the business responds.

High-Pressure Sales, Add-ons, and Questionable Upsells

Buyers across the RV market often describe aggressive add-on sales during financing, such as extended service contracts, paint and fabric protection, etch packages, and inflated “doc” or “prep” fees. These can add thousands to the out-the-door price without clear value. Reviewers of the Key Largo location have flagged similar issues in low-star reviews—look for mentions of “unexpected fees,” “add-ons,” and “warranty upsells” when reading recent complaints on their profile.

• Request an itemized, out-the-door quote that breaks out every fee and optional product.
• Decline any add-on you don’t understand or want; you are not required to purchase a service contract to secure financing.
• For context on upsells and how to push back, search relevant videos on Liz Amazing’s channel.

Financing and Interest-Rate Markups (“Dealer Reserve”)

Dealers can mark up the interest rate you qualify for and keep the difference as compensation. Reviewers frequently complain that their APR was higher than expected and that they felt pressured to sign quickly. If you see comments referencing “surprise APR,” “high payments,” or “finance manager pushed extras” on the Key Largo profile, that’s your warning.

• Secure a preapproval from your bank or credit union. Use it as leverage to compare the dealer’s offer.
• Get all financing terms in writing and confirm that add-ons are not required for loan approval.

Low-Ball Trade-In Offers and Appraisal Disputes

Many buyers report frustration with trade-in values far below realistic private-party prices. Low-star reviews often include complaints that the trade was renegotiated late in the process or that reconditioning fees were used to justify a reduced offer.

• Obtain multiple written offers (e.g., consignment lots, online RV buyers) before visiting the dealer.
• Document your unit’s condition with photos, maintenance records, and independent appraisal if possible.

Delayed Titles, Tags, and Paperwork Mistakes

Consumers routinely report delays in receiving plates, registration, or titles—sometimes for months—after taking delivery. This creates legal and travel-risk exposure. Florida dealers typically must process titles promptly; failure can trigger penalties and collateral consequences. If you encounter comments on the Key Largo profile about “no title,” “temporary tag expired,” or “paperwork delay,” note the timeline.

• For Florida titling and registration timelines, consult the Florida Highway Safety and Motor Vehicles (FLHSMV): Florida Highway Safety and Motor Vehicles.
• Never take delivery without a clear written expectation on title delivery and tag issuance dates.

Service Center Backlogs and Warranty Runaround

Service delays are a recurring theme in RV ownership—especially at dealers serving high-demand tourist corridors like the Florida Keys. Complaints often cite long waits for diagnosis, parts authorization, or lack of updates. Some reviews allege promises made at sale (“we’ll take care of anything you find”) become difficult to enforce afterward. Carefully review the Key Largo location’s low-star reviews for mentions of “weeks without updates,” “waiting for parts,” or “refused warranty repair.”

• Request the shop’s current lead time in writing before purchase. Ask whether they prioritize buyers who purchased from them over outside customers.
• For new RVs, verify manufacturer warranty coverage and where else you can receive service if you are on the road.

Pre-Delivery Inspection (PDI) Gaps and Missed Defects

Owners frequently report that significant defects were missed during PDI: leaks, inoperable appliances, slide alignment, brake and bearing issues, or faulty GFCI circuits. When reading the Key Largo profile, check for patterns mentioning “leak after first rain,” “slide failure on day one,” “dead battery at delivery,” or “soft floor found immediately.”

• Attend the PDI and require the technician to demo each system. Do not sign acceptance until defects are corrected.
• Third-party inspection can catch what a rushed PDI misses: Find a nearby RV inspector.

Condition Misrepresentation on Used RVs

Some buyers allege that cosmetic or structural issues were downplayed or not disclosed before sale. Common examples include prior water intrusion, soft subflooring, delamination, or roof condition not matching “just serviced” statements. If low-star feedback for the Key Largo location references “wasn’t as advertised,” “concealed water damage,” or “surprise rust,” treat it as a signal to investigate further.

• Demand high-resolution photos and service records before traveling long distances.
• Never rely solely on verbal assurances—get all condition statements in writing.

Inexperienced or Understaffed Technicians and Communication Gaps

Industry-wide technician shortages mean some service centers are staffed by techs still in training. Reviewers often describe “fixes” that don’t hold or multiple returns for the same issue. Also watch for reviews noting calls not returned or “left messages for weeks.” These are costly time sinks if you have trips planned.

• Ask about technician certifications, training, and turnover.
• Request written repair orders with detailed diagnostics, parts numbers, and completion timelines.

If you’ve dealt with service or communication problems at the Key Largo store, how was it handled?

Evidence and Verification: One-Click Research Links

Use the links below to verify patterns, locate complaints, and find recall or safety information related to Holiday RV and Marine – Key Largo, FL. Each link opens a platform or search focused on this specific dealership name.

• YouTube search: Holiday RV and Marine Key Largo FL Issues
• Google search: Holiday RV and Marine Key Largo FL Issues
• BBB search: Holiday RV and Marine Key Largo FL
• Reddit r/RVLiving: Holiday RV and Marine Key Largo FL Issues
• Reddit r/GoRVing: Holiday RV and Marine Key Largo FL Issues
• Reddit r/rvs: Holiday RV and Marine Key Largo FL Issues
• PissedConsumer (search manually for “Holiday RV and Marine Key Largo FL”)
• NHTSA Recalls search pivots
• RVForums.com (use site search for dealer name)
• RVForum.net (use site search for dealer name)
• RVUSA Forum (search for dealer issues)
• RVInsider search: Holiday RV and Marine Key Largo FL Issues
• Good Sam Community search: Holiday RV and Marine Key Largo FL Issues

For more context on how to approach this research and protect your money, here’s another resource: Liz Amazing’s tutorials for RV buyers.

Legal and Regulatory Warnings

Warranty Rights and the Magnuson-Moss Warranty Act (MMWA)

The MMWA prohibits tying warranty coverage to the purchase of specific service contracts or branded parts and requires clear disclosure of warranty terms. If you see or experience claims that “you must buy the extended warranty or we won’t service your RV,” this could raise MMWA issues. Learn more at the Federal Trade Commission (FTC): FTC Businessperson’s Guide to Federal Warranty Law.

Florida Deceptive and Unfair Trade Practices Act (FDUTPA)

Misrepresentations of condition, undisclosed fees, or bait-and-switch tactics can trigger state consumer-protection scrutiny. If you believe you’ve encountered unfair or deceptive practices at the Key Largo location, you can file a complaint with the Florida Attorney General’s Office: Florida Attorney General – Consumer Protection.

Title and Registration Compliance

Dealers must process title and registration within statutory timelines. Extended delays could result in fines or enforcement. If temporary tags expire with no permanent title, contact FLHSMV or your county tax collector for assistance.

Safety Defects and NHTSA Reporting

Serious safety defects (brakes, tires, axles, propane systems, electrical shorts) should be reported to the National Highway Traffic Safety Administration (NHTSA). If a dealership delays or declines to address a known safety recall, that raises serious risk. Check for open recalls by VIN and report issues here: NHTSA Vehicle Search and Report a Safety Problem.

Product and Safety Impact Analysis

Water Intrusion, Mold, and Structural Soft Spots

Water leaks can rapidly destroy wood-based construction common in many RVs, leading to soft floors, wall delamination, and mold. Health risks include respiratory irritation and allergic reactions. Financially, remediation can exceed the value of an older trailer. Insist on moisture testing during inspection and verification of roof age, sealant maintenance, and window/slide seals.

Electrical Faults, Battery Charging, and GFCI Issues

Incorrect wiring, failed converter/charger systems, or malfunctioning GFCIs can cause shock hazards or fires. During PDI, verify polarity and test GFCIs. Ensure shore power and generator operations are demonstrated under load with multiple appliances. If issues surface after sale, document immediately and request prompt service scheduling.

Axle, Brake, and Tire Failures

Out-of-spec axles, under-torqued lug nuts, or aged tires can lead to blowouts and loss of control. Inspect date codes on tires, verify proper torque, and request proof of new tire installation on used units claiming “new tires.” Consider a post-delivery alignment and brake inspection at an independent shop for peace of mind.

Propane System Leaks and Appliance Malfunctions

LP leaks are life-threatening in confined spaces. Require a pressure/leak-down test, regulator function check, and appliance demos (furnace, water heater, fridge on LP) during PDI. Install LP/CO detectors and verify expiration dates on propane pigtails and regulators.

Pricing Transparency and Negotiation: How to Protect Yourself

Demand an Itemized, Out-the-Door Price

Ask for a written breakdown of price, taxes, fees, and optional products. Refuse to negotiate based on monthly payment alone. Compare fees with other Florida dealers to spot inflated “prep” or “reconditioning” charges.

Bring Your Own Financing

Preapproval protects you from rate markups and pressure to buy add-ons. Do not authorize a credit pull until you approve the specific bank and rate being offered.

Trade-In Strategy

Obtain multiple quotes and be ready to sell privately if the trade offer is too low. Keep negotiations on the purchase price separate from the trade-in to avoid shell-game tactics.

Action Checklist If You Proceed with Holiday RV and Marine – Key Largo

• Schedule an independent inspection and make the sale contingent on a clean report: Locate an inspector.
• Attend and document the full PDI; test every system and road-test if motorized.
• Get an itemized out-the-door quote and decline unwanted add-ons.
• Bring preapproved financing and compare the dealer’s APR without add-ons.
• Obtain written timelines for title/tag processing and service appointments.
• Verify recalls and request proof of completion for your VIN.
• Ask about technician certifications and current service backlogs in writing.

If you’ve had success or problems with these steps at the Key Largo location, can you provide details for other shoppers?

Context and Objectivity

While many low-star reviews across RV dealerships document serious concerns, some customers do report smooth transactions and helpful staff—particularly when they come prepared, insist on thorough inspections, and keep everything in writing. Thorough preparation narrows the risk window and sets clearer expectations for both sides. To better understand what to look for during inspections and negotiations, consider browsing buyer education videos by Liz Amazing and then searching her channel for the specific dealer or brand you’re considering.

Why Third-Party Inspection Is Your Only Real Leverage

Across consumer reports, the same pattern emerges: once the dealer is paid and the unit leaves the lot, you are commonly placed at the back of the service line. This is especially acute in high-demand regions like the Keys, where seasonal volume exceeds service capacity. If significant defects appear after delivery, trips can be canceled while you wait weeks or months for parts and service. Making your purchase contingent on a clean third-party inspection forces issues to be documented and addressed before money changes hands—and gives you the option to walk if red flags pile up. If Holiday RV and Marine – Key Largo refuses to allow a professional third-party inspection on the lot, that alone should be disqualifying.

Final Summary and Recommendation

Holiday RV and Marine in Key Largo, FL appears to be an independent, single-location dealership serving a unique, high-traffic coastal market. Public review patterns commonly associated with RV dealerships—and reflected in the types of low-star themes you can find by sorting their Google Business Profile by “Lowest rating”—include aggressive upsells, unexpected fees, paperwork delays, service backlogs, and quality-control gaps at delivery. These problems, if present in your transaction, can lead to significant financial and safety risks. You can mitigate much of this by insisting on a third-party inspection, obtaining preapproved financing, demanding transparent pricing in writing, and verifying service capacity and recall status before signing. If you’ve navigated this process with the Key Largo store, what outcomes did you see?

Based on the risk profile typical of RV dealerships displaying these complaint patterns—and the severe consequences of post-delivery defects and service delays—we do not recommend proceeding with a purchase from Holiday RV and Marine – Key Largo without first securing a third-party inspection and ironclad, written terms. If the dealership resists transparency or an independent inspection, we recommend you consider other RV dealerships with stronger, verifiable service records.